The Booking.com Genius Rewards Visa Signature Credit Cards and Expedia One Key and One Key+ Cards both offer travel credit cards designed to reward your next trip. But how do they stack up against each other? Let’s take a closer look.

Booking.com Genius Rewards Visa Signature Credit Card (No Annual Fee)

Overall Value Proposition

The Booking.com Genius Rewards Visa Signature Credit Card is a no-annual-fee travel rewards card that simplifies how users earn and redeem travel credits on the Booking.com platform. Cardholders earn Travel Credits, where $1 Travel Credit always equals $1 towards future Booking.com reservations, with no minimums to redeem and no blackout dates. It combines automatic elevated loyalty status immediately upon signup with cardholder-exclusive elevated rewards in key categories. Plus, for travelers, the card provides a suite of valuable insurance benefits and has no foreign transaction fees.

What is Genius Level 3 Status and What’s the Genius Loyalty Program?

The Genius loyalty program is a free Booking.com rewards program that unlocks travel perks when you create an account and make bookings. There are three Genius levels, and once you unlock a level, you keep it for life. To reach Genius Level 3 without becoming a Genius Rewards Visa Signature cardholder, you need to complete 15 bookings within two years. At Level 3, members enjoy 10–20% discounts, free breakfast and room upgrades at select properties, rental car discounts, and priority customer support.

Welcome Bonus

New cardholders receive $150 in Travel Credits after spending $1,500 in eligible purchases on the card within the first 90 days of account opening.

Annual Spend Bonus

If you spend $15,000 or more on the card within a year from account creation, you earn an additional $100 in Travel Credits.

Application & First Purchase Experience

The Booking.com Card offers a streamlined, modern application process with soft-check pre-approval before a hard credit inquiry, and applications are linked directly to your existing Booking.com account. Upon approval and acceptance of the offer, the card is automatically added to your Booking.com account wallet, allowing you to use it right away to make reservations on the platform without waiting for the physical card to arrive. In addition, approved applicants can instantly add the virtual card to Apple Pay or Google Pay for everyday spending, giving immediate access to rewards from the day cardholders accept their offer.

Value Proposition Details

  • 6% in Travel Credits on stays booked in the Booking.com app.

  • 5% in Travel Credits on flights, car rentals, attractions, cruises, airport taxis via Booking.com.

  • 3% in Travel Credits on dining, gas, groceries.

  • 2% in Travel Credits elsewhere

  • In-Trip Acceleration: an extra +1% in Travel Credits for in-person purchases at/near your Booking.com accommodation (within ~50 miles), up to $10k annually — great for resort incidentals, cabana rentals, shopping, and more.

  • No foreign transaction fees.

Rewards Redemption

With the Booking.com Card, rewards are straightforward — $1 in Travel Credits always equals $1 towards future Booking reservations. There is no minimum to redeem. Because redemption happens right in the app or site, travelers can use rewards instantly at checkout, and credits stay valid for two years.

Servicing Experience

The Booking.com Card is serviced by Imprint. Cardholders can view balances, make payments, and track rewards through Imprint’s mobile and web servicing platforms. Travel Credits also live in the Booking.com Wallet, and from there are automatically applied to reservations on the Booking.com site or app during checkout, keeping the earning and redemption experience simple. Booking.com handles support for travel reservations and loyalty perks.

Network Benefits

The card is issued as a Visa Signature card, which means it carries the network benefits offered by Visa Signature. Cardholders gain access to benefits around concierge services, Sofar Sounds, Troon Golf, and more, subject to Visa Signature’s benefit guide.

Third-Party Insurance

The Booking.com Genius Rewards card includes several cardholder protection features administered by a third-party insurer:

  • Auto Rental Collision Damage Waiver
    Save money by renting a vehicle with your Booking.com Genius Rewards Visa and you can receive built-in Auto Rental Collision Damage Waiver coverage.*

  • Trip Cancellation / Interruption Insurance
    Prepare for the unexpected when you purchase a common carrier ticket with your Booking.com Genius Rewards Visa. With Trip Cancellation and Interruption, you can be reimbursed up to $2,000 per insured person for the non-refundable common carrier ticket in the event your trip is canceled or interrupted due to a covered reason.*

  • Travel and Emergency Assistance Services Insurance
    Call anytime for travel or emergency assistance, available for covered Booking.com Genius Rewards Visa cardholders from anywhere in the world.**

  • Travel Accident Insurance
    Add peace of mind to your itinerary. Purchase your airline ticket with your Booking.com Genius Rewards Visa and you can receive up to $250,000 of accidental death and dismemberment coverage.*

  • Extended Warranty Protection
    Extend your warranty’s time period when you use your Booking.com Genius Rewards Visa for your eligible purchase. Extended Warranty Protection will double the time period of coverage to your existing manufacturer’s U.S. warranty up to one additional year on eligible warranties of 3 years or less. The maximum coverage limit is $10,000 per claim and $50,000 per cardholder.*

  • Purchase Security
    Safeguard your new item against theft or damage within the first 90 days from the date of purchase with Purchase Security, available when you pay for your eligible item with your Booking.com Genius Rewards Visa.*

Additional Perks

  • Instant Genius Level 3 Status
    Cardholders reach Booking.com’s highest loyalty tier (Genius Level 3) from the moment they get the card, unlocking perks like room upgrades (when available), complimentary breakfast at participating properties, priority support, and discounts on stays and rental cars.

One Key™ Card (No Annual Fee)

Overall Value Proposition

The One Key™ Card offers a straightforward, no-annual-fee way to earn OneKeyCash on travel booked through Expedia, Hotels.com, and Vrbo, as well as on everyday spending like gas, groceries, and dining. Cardholders automatically receive Silver tier status, which provides hotel discounts on thousands of properties and priority customer support. Rewards earned can only be redeemed through the mentioned brands and cannot be converted to cash.

What is Silver Status and What’s the One Key Loyalty Program?

Expedia’s One Key loyalty program is a unified rewards system for Expedia, Hotels.com, and Vrbo. All members start at Blue, the entry level. Silver status is earned after completing five “trip elements” in a calendar year, meaning any combination of completed hotel nights, flights, car rentals, or eligible activities. This status unlocks a minimum 15% discount at select hotels, priority traveler support, and special VIP property perks. Gold is gained after completing 15 trip elements, and Platinum at 30 trip elements, with higher tiers offering more expansive discounts, upgrades, and property benefits. All progress, perks, and reward earning are tracked automatically within your Expedia account.

Welcome Bonus

New cardholders can earn $300 in OneKeyCash after spending $1,000 on purchases in the first three months from account opening. This introductory OneKeyCash bonus is credited within 1-2 billing periods after it is earned and can be used toward eligible bookings on Expedia, Hotels.com, or Vrbo.

Annual Spend Bonus / Status

Silver status is automatic, offering a minimum 15% discount at select hotels. By spending $15,000 per calendar year, cardholders can unlock Gold status, which yields even greater hotel discounts and elevated support.

Application & First Purchase Experience

The application process follows Wells Fargo procedures: a soft credit check followed by a hard query if approved. After approval and accepting the card, the physical card is mailed within 5–7 business days. Once the card arrives, it can be used for purchases and rewards begin accumulating. There is no instant virtual card access for online purchases before receipt of the physical card.

Full Value Proposition

Earn 3% OneKeyCash on eligible travel bookings and everyday categories, and 1.5% on all other purchases. The card features cell phone protection up to $1,000 per claim, trip cancellation/interruption coverage, auto rental collision damage waiver, and travel accident insurance up to $1 million when qualifying purchases are made. No foreign transaction fees apply to overseas purchases.

Rewards Redemption

OneKeyCash accrued via card activity is redeemable only for eligible bookings on Expedia, Hotels.com, or Vrbo and cannot be withdrawn as cash, exchanged, or combined with gift cards.

Servicing Experience

Account servicing is provided by Wells Fargo, and Silver members receive priority Expedia Group travel support regarding bookings and benefits.

Network Benefits

The card operates on the Mastercard network and includes purchase protection, Mastercard standard travel benefits, and fraud protection.

Third-Party Insurance

Coverage includes cell phone protection, trip cancellation/interruption protection (up to $5,000 per trip), rental collision insurance (up to $50,000 per incident), and travel accident insurance (up to $1 million when booked with the card).

Additional Perks

One Key Silver tier unlocks exclusive hotel pricing and earns deeper discounts at select properties worldwide.

Overall Value Proposition

The One Key™ Card offers a straightforward, no-annual-fee way to earn OneKeyCash on travel booked through Expedia, Hotels.com, and Vrbo, as well as on everyday spending like gas, groceries, and dining. Cardholders automatically receive Silver tier status, which provides hotel discounts on thousands of properties and priority customer support. Rewards earned can only be redeemed through the mentioned brands and cannot be converted to cash.

What is Silver Status and What’s the One Key Loyalty Program?

Expedia’s One Key loyalty program is a unified rewards system for Expedia, Hotels.com, and Vrbo. All members start at Blue, the entry level. Silver status is earned after completing five “trip elements” in a calendar year, meaning any combination of completed hotel nights, flights, car rentals, or eligible activities. This status unlocks a minimum 15% discount at select hotels, priority traveler support, and special VIP property perks. Gold is gained after completing 15 trip elements, and Platinum at 30 trip elements, with higher tiers offering more expansive discounts, upgrades, and property benefits. All progress, perks, and reward earning are tracked automatically within your Expedia account.

Welcome Bonus

New cardholders can earn $300 in OneKeyCash after spending $1,000 on purchases in the first three months from account opening. This introductory OneKeyCash bonus is credited within 1-2 billing periods after it is earned and can be used toward eligible bookings on Expedia, Hotels.com, or Vrbo.

Annual Spend Bonus / Status

Silver status is automatic, offering a minimum 15% discount at select hotels. By spending $15,000 per calendar year, cardholders can unlock Gold status, which yields even greater hotel discounts and elevated support.

Application & First Purchase Experience

The application process follows Wells Fargo procedures: a soft credit check followed by a hard query if approved. After approval and accepting the card, the physical card is mailed within 5–7 business days. Once the card arrives, it can be used for purchases and rewards begin accumulating. There is no instant virtual card access for online purchases before receipt of the physical card.

Full Value Proposition

Earn 3% OneKeyCash on eligible travel bookings and everyday categories, and 1.5% on all other purchases. The card features cell phone protection up to $1,000 per claim, trip cancellation/interruption coverage, auto rental collision damage waiver, and travel accident insurance up to $1 million when qualifying purchases are made. No foreign transaction fees apply to overseas purchases.

Rewards Redemption

OneKeyCash accrued via card activity is redeemable only for eligible bookings on Expedia, Hotels.com, or Vrbo and cannot be withdrawn as cash, exchanged, or combined with gift cards.

Servicing Experience

Account servicing is provided by Wells Fargo, and Silver members receive priority Expedia Group travel support regarding bookings and benefits.

Network Benefits

The card operates on the Mastercard network and includes purchase protection, Mastercard standard travel benefits, and fraud protection.

Third-Party Insurance

Coverage includes cell phone protection, trip cancellation/interruption protection (up to $5,000 per trip), rental collision insurance (up to $50,000 per incident), and travel accident insurance (up to $1 million when booked with the card).

Additional Perks

One Key Silver tier unlocks exclusive hotel pricing and earns deeper discounts at select properties worldwide.

Overall Value Proposition

The One Key™ Card offers a straightforward, no-annual-fee way to earn OneKeyCash on travel booked through Expedia, Hotels.com, and Vrbo, as well as on everyday spending like gas, groceries, and dining. Cardholders automatically receive Silver tier status, which provides hotel discounts on thousands of properties and priority customer support. Rewards earned can only be redeemed through the mentioned brands and cannot be converted to cash.

What is Silver Status and What’s the One Key Loyalty Program?

Expedia’s One Key loyalty program is a unified rewards system for Expedia, Hotels.com, and Vrbo. All members start at Blue, the entry level. Silver status is earned after completing five “trip elements” in a calendar year, meaning any combination of completed hotel nights, flights, car rentals, or eligible activities. This status unlocks a minimum 15% discount at select hotels, priority traveler support, and special VIP property perks. Gold is gained after completing 15 trip elements, and Platinum at 30 trip elements, with higher tiers offering more expansive discounts, upgrades, and property benefits. All progress, perks, and reward earning are tracked automatically within your Expedia account.

Welcome Bonus

New cardholders can earn $300 in OneKeyCash after spending $1,000 on purchases in the first three months from account opening. This introductory OneKeyCash bonus is credited within 1-2 billing periods after it is earned and can be used toward eligible bookings on Expedia, Hotels.com, or Vrbo.

Annual Spend Bonus / Status

Silver status is automatic, offering a minimum 15% discount at select hotels. By spending $15,000 per calendar year, cardholders can unlock Gold status, which yields even greater hotel discounts and elevated support.

Application & First Purchase Experience

The application process follows Wells Fargo procedures: a soft credit check followed by a hard query if approved. After approval and accepting the card, the physical card is mailed within 5–7 business days. Once the card arrives, it can be used for purchases and rewards begin accumulating. There is no instant virtual card access for online purchases before receipt of the physical card.

Full Value Proposition

Earn 3% OneKeyCash on eligible travel bookings and everyday categories, and 1.5% on all other purchases. The card features cell phone protection up to $1,000 per claim, trip cancellation/interruption coverage, auto rental collision damage waiver, and travel accident insurance up to $1 million when qualifying purchases are made. No foreign transaction fees apply to overseas purchases.

Rewards Redemption

OneKeyCash accrued via card activity is redeemable only for eligible bookings on Expedia, Hotels.com, or Vrbo and cannot be withdrawn as cash, exchanged, or combined with gift cards.

Servicing Experience

Account servicing is provided by Wells Fargo, and Silver members receive priority Expedia Group travel support regarding bookings and benefits.

Network Benefits

The card operates on the Mastercard network and includes purchase protection, Mastercard standard travel benefits, and fraud protection.

Third-Party Insurance

Coverage includes cell phone protection, trip cancellation/interruption protection (up to $5,000 per trip), rental collision insurance (up to $50,000 per incident), and travel accident insurance (up to $1 million when booked with the card).

Additional Perks

One Key Silver tier unlocks exclusive hotel pricing and earns deeper discounts at select properties worldwide.

One Key+™ Card ($99 Annual Fee)

Overall Value Proposition

This card is designed for frequent travelers who want premium benefits and an accelerated status path. It offers automatic Gold tier status and the chance to achieve Platinum status through higher annual spend ($30,000) for the deepest Expedia discounts and perks.

What is Gold Status and What’s the One Key Loyalty Program?¹

Expedia’s One Key loyalty program is a unified rewards system for Expedia, Hotels.com, and Vrbo. All members start at Blue, the entry level. Silver status is earned after completing five “trip elements” in a calendar year, meaning any combination of completed hotel nights, flights, car rentals, or eligible activities. This status unlocks a minimum 15% discount at select hotels, priority traveler support, and special VIP property perks. Gold is gained after completing 15 trip elements, and Platinum at 30 trip elements, with higher tiers offering more expansive discounts, upgrades, and property benefits. All progress, perks, and reward earning are tracked automatically within your Expedia account.

Welcome Bonus

Earn $400 in OneKeyCash after spending $3,000 within the first three months, credited in 1–2 billing cycles after requirement is met. This bonus is redeemable only toward eligible travel on Expedia, Hotels.com, or Vrbo as stated in official terms.

Annual Spend Bonus / Status

Gold status is granted at account opening and provides minimum 20% hotel discounts and priority support. Platinum status is unlocked after spending $30,000 annually, granting access to room upgrades and the highest property discounts.

Application & First Purchase Experience

The application process follows Wells Fargo procedures: a soft credit check followed by a hard query if approved. After approval and accepting the card, the physical card is mailed within 5–7 business days. Once the card arrives, it can be used for purchases and rewards begin accumulating. There is no instant virtual card access for online purchases before receipt of the physical card.

Full Value Proposition

Earn 3% OneKeyCash on eligible travel purchases and everyday categories, plus receive $100 annual OneKeyCash anniversary bonus and one statement credit up to $120 for Trusted Traveler Programs like Global Entry® or TSA PreCheck®. Insurance includes cell phone protection, trip cancellation/interruption, rental collision waiver, and travel accident coverage identical to the base card but with coverage applicable to the higher status tier. No foreign transaction fees apply to overseas purchases.

Rewards Redemption

OneKeyCash accrued via card activity is redeemable only for eligible bookings on Expedia, Hotels.com, or Vrbo and cannot be withdrawn as cash, exchanged, or combined with gift cards.

Servicing/Customer Service

Wells Fargo provides card servicing, while Gold and Platinum status members receive priority booking support and enhanced travel help through Expedia Group.

Network Benefits

Cardholders receive Mastercard World Elite benefits, including enhanced purchase and travel protections, and expedited airport security rebates through Trusted Traveler credits.

Third-Party Insurance

Comes with $1,000 cell phone protection (per claim), $5,000 trip cancellation/interruption coverage per trip, $50,000 rental car collision insurance per incident, and $1,000,000 travel accident insurance when travel is booked on the card.

Additional Perks

Gold and Platinum tiers unlock room upgrade eligibility at select hotels and complimentary One Key Price Drop Protection. Cardholders benefit from extended discount and property upgrade opportunities across the Expedia portfolio.

Overall Value Proposition

This card is designed for frequent travelers who want premium benefits and an accelerated status path. It offers automatic Gold tier status and the chance to achieve Platinum status through higher annual spend ($30,000) for the deepest Expedia discounts and perks.

What is Gold Status and What’s the One Key Loyalty Program?¹

Expedia’s One Key loyalty program is a unified rewards system for Expedia, Hotels.com, and Vrbo. All members start at Blue, the entry level. Silver status is earned after completing five “trip elements” in a calendar year, meaning any combination of completed hotel nights, flights, car rentals, or eligible activities. This status unlocks a minimum 15% discount at select hotels, priority traveler support, and special VIP property perks. Gold is gained after completing 15 trip elements, and Platinum at 30 trip elements, with higher tiers offering more expansive discounts, upgrades, and property benefits. All progress, perks, and reward earning are tracked automatically within your Expedia account.

Welcome Bonus

Earn $400 in OneKeyCash after spending $3,000 within the first three months, credited in 1–2 billing cycles after requirement is met. This bonus is redeemable only toward eligible travel on Expedia, Hotels.com, or Vrbo as stated in official terms.

Annual Spend Bonus / Status

Gold status is granted at account opening and provides minimum 20% hotel discounts and priority support. Platinum status is unlocked after spending $30,000 annually, granting access to room upgrades and the highest property discounts.

Application & First Purchase Experience

The application process follows Wells Fargo procedures: a soft credit check followed by a hard query if approved. After approval and accepting the card, the physical card is mailed within 5–7 business days. Once the card arrives, it can be used for purchases and rewards begin accumulating. There is no instant virtual card access for online purchases before receipt of the physical card.

Full Value Proposition

Earn 3% OneKeyCash on eligible travel purchases and everyday categories, plus receive $100 annual OneKeyCash anniversary bonus and one statement credit up to $120 for Trusted Traveler Programs like Global Entry® or TSA PreCheck®. Insurance includes cell phone protection, trip cancellation/interruption, rental collision waiver, and travel accident coverage identical to the base card but with coverage applicable to the higher status tier. No foreign transaction fees apply to overseas purchases.

Rewards Redemption

OneKeyCash accrued via card activity is redeemable only for eligible bookings on Expedia, Hotels.com, or Vrbo and cannot be withdrawn as cash, exchanged, or combined with gift cards.

Servicing/Customer Service

Wells Fargo provides card servicing, while Gold and Platinum status members receive priority booking support and enhanced travel help through Expedia Group.

Network Benefits

Cardholders receive Mastercard World Elite benefits, including enhanced purchase and travel protections, and expedited airport security rebates through Trusted Traveler credits.

Third-Party Insurance

Comes with $1,000 cell phone protection (per claim), $5,000 trip cancellation/interruption coverage per trip, $50,000 rental car collision insurance per incident, and $1,000,000 travel accident insurance when travel is booked on the card.

Additional Perks

Gold and Platinum tiers unlock room upgrade eligibility at select hotels and complimentary One Key Price Drop Protection. Cardholders benefit from extended discount and property upgrade opportunities across the Expedia portfolio.

Overall Value Proposition

This card is designed for frequent travelers who want premium benefits and an accelerated status path. It offers automatic Gold tier status and the chance to achieve Platinum status through higher annual spend ($30,000) for the deepest Expedia discounts and perks.

What is Gold Status and What’s the One Key Loyalty Program?¹

Expedia’s One Key loyalty program is a unified rewards system for Expedia, Hotels.com, and Vrbo. All members start at Blue, the entry level. Silver status is earned after completing five “trip elements” in a calendar year, meaning any combination of completed hotel nights, flights, car rentals, or eligible activities. This status unlocks a minimum 15% discount at select hotels, priority traveler support, and special VIP property perks. Gold is gained after completing 15 trip elements, and Platinum at 30 trip elements, with higher tiers offering more expansive discounts, upgrades, and property benefits. All progress, perks, and reward earning are tracked automatically within your Expedia account.

Welcome Bonus

Earn $400 in OneKeyCash after spending $3,000 within the first three months, credited in 1–2 billing cycles after requirement is met. This bonus is redeemable only toward eligible travel on Expedia, Hotels.com, or Vrbo as stated in official terms.

Annual Spend Bonus / Status

Gold status is granted at account opening and provides minimum 20% hotel discounts and priority support. Platinum status is unlocked after spending $30,000 annually, granting access to room upgrades and the highest property discounts.

Application & First Purchase Experience

The application process follows Wells Fargo procedures: a soft credit check followed by a hard query if approved. After approval and accepting the card, the physical card is mailed within 5–7 business days. Once the card arrives, it can be used for purchases and rewards begin accumulating. There is no instant virtual card access for online purchases before receipt of the physical card.

Full Value Proposition

Earn 3% OneKeyCash on eligible travel purchases and everyday categories, plus receive $100 annual OneKeyCash anniversary bonus and one statement credit up to $120 for Trusted Traveler Programs like Global Entry® or TSA PreCheck®. Insurance includes cell phone protection, trip cancellation/interruption, rental collision waiver, and travel accident coverage identical to the base card but with coverage applicable to the higher status tier. No foreign transaction fees apply to overseas purchases.

Rewards Redemption

OneKeyCash accrued via card activity is redeemable only for eligible bookings on Expedia, Hotels.com, or Vrbo and cannot be withdrawn as cash, exchanged, or combined with gift cards.

Servicing/Customer Service

Wells Fargo provides card servicing, while Gold and Platinum status members receive priority booking support and enhanced travel help through Expedia Group.

Network Benefits

Cardholders receive Mastercard World Elite benefits, including enhanced purchase and travel protections, and expedited airport security rebates through Trusted Traveler credits.

Third-Party Insurance

Comes with $1,000 cell phone protection (per claim), $5,000 trip cancellation/interruption coverage per trip, $50,000 rental car collision insurance per incident, and $1,000,000 travel accident insurance when travel is booked on the card.

Additional Perks

Gold and Platinum tiers unlock room upgrade eligibility at select hotels and complimentary One Key Price Drop Protection. Cardholders benefit from extended discount and property upgrade opportunities across the Expedia portfolio.

Comparison

Booking.com Genius Rewards Visa Signature®

One Key™ Card

One Key+™ Card

Value Proposition Details

  • No Annual Fee

  • 6% Travel Credits on Booking.com stays (app)

  • 5% on flights, cars attractions

  • 3% on dining, gas groceries

  • 2% elsewhere

  • +1% in-trip acceleration near stays (up to $10k annually)

  • No Foreign Transaction Fee

  • No Annual Fee

  • 3% OneKeyCash on travel + dining, gas, groceries

  • 1.5% on all other purchases

  • $99 Annual Fee

  • 3% OneKeyCash on travel + dining, gas, groceries

  • 1.5% on all other purchases

  • $100 annual OneKeyCash bonus

Loyalty Program / Status

  • Instant Genius Level 3, which includes discounts, upgrades, free breakfast, and priority support

  • Automatic Silver status

  • 15%+ hotel discounts and priority support

  • Automatic Gold status

  • 20%+ hotel discounts, upgrades, and VIP perks

  • Platinum at $30k annual spend

Welcome Bonus

  • $150 Travel Credits after $1,500 spend in 90 days

  • $300 OneKeyCash after $1,000 spend in 3 months

  • $400 OneKeyCash after $3,000 spend in 3 months

Spend Bonus

  • $100 Travel Credits after $15,000 annual spend

  • Gold status upgrade after $15,000 spend

  • Platinum status upgrade after $30,000 spend

Application Process

  • Soft pull for pre-approval

  • Hard pull only if you accept offer

  • Wells Fargo standard application

  • Hard pull at application

  • Wells Fargo standard application

  • Hard pull at application

First Purchase Experience

  • Virtual card instantly added to Booking.com wallet

  • Immediate use via app + Apple/Google Pay

  • No virtual card access before arrival

  • Physical card arrives in 5–7 days

  • No virtual card access before arrival

  • Physical card arrives in 5–7 days

Rewards Redemption

  • $1 Travel Credit = $1 Booking.com credit

  • No minimums, no blackout dates

  • Redeem OneKeyCash only on Expedia, Hotels.com, Vrbo

  • Redeem OneKeyCash only on Expedia, Hotels.com, Vrbo

Servicing / Customer Service

  • Serviced by Imprint

  • Booking.com handles reservations and loyalty perks

  • Serviced by Wells Fargo

  • Silver members get priority Expedia support

  • Serviced by Wells Fargo

  • Gold/Platinum members get enhanced Expedia support

Network Benefits

  • Visa Signature perks

  • Mastercard network protections

  • Mastercard World Elite benefits + Trusted Traveler credit

Insurance, Protections, & Other Perks

  • Auto Rental Collision Damage Waiver, Trip Cancellation / Interruption Insurance, Travel and Emergency Assistance Services Insurance, Travel Accident Insurance, Extended Warranty Protection, and Purchase Security

  • Cell phone protection, Trip Cancellation / Interruption, Rental Collision Damage Waiver, and Travel Accident

  • Cell phone protection, Trip Cancellation / Interruption, Rental Collision Damage Waiver, and Travel Accident

  • World Elite extras

  • Global Entry/TSA PreCheck credit

Sources

  1. https://www.expedia.com/one-key-terms

  2. https://creditcards.wellsfargo.com/one-key-plus-credit-card

  3. https://creditcards.wellsfargo.com/one-key-credit-card

  4. https://creditcards.wellsfargo.com/compare-one-key-credit-cards

  5. https://www.expedia.com/legal/one-key/card-terms-pp

  6. https://www.expedia.com/legal/one-key/plus-card-terms-pp

  7. https://www.wellsfargo.com/credit-cards/guide-to-benefits/onekey

  8. https://forever.travel-assets.com/flex/flexmanager/mediaasset/1146452-0_2-742278_EGCC_plus_card_terms_PP_VRBO.pdf

  9. https://partner.expediagroup.com/en-us/solutions/distribute-your-inventory/one-key-travel-rewards

  10. https://creditcards.wellsfargo.com

  11. https://www.wellsfargo.com/credit-cards/features

  12. https://www.expedia.com/one-key-cards

  13. https://www.wellsfargo.com/privacy-security/onekey-privacy

  14. https://forever.travel-assets.com/flex/flexmanager/mediaasset/1318165-0_2-Expedia_HK_en_20250611_One_Key_Terms.pdf

  15. https://www.wellsfargo.com/help/credit-cards

  16. https://www.expedia.com/lp/b/terms-of-service

  17. https://www.wellsfargo.com

  18. https://www.expedia.com/welcome-one-key

  19. https://www.consumerfinance.gov/consumer-tools/credit-cards/explore-cards/cards/wells-fargo-bank-national-association-one-key-card-mastercard-world-elite

  20. https://www.cnbc.com/select/expedia-one-key-rewards

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Turkish Airlines Miles&Smiles Visa Signature Card, H-E-B Visa Signature Card, Booking.com Genius Rewards Visa Signature Card, and Horizon Hobby Visa Card are issued by First Electronic Bank pursuant to a license from Visa USA Inc.

Holiday Inn Club Vacations World Mastercard, World of Westgate World Mastercard, Brooks Brothers World Mastercard, and Eddie Bauer World Mastercard are issued by First Electronic Bank, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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†If an applicant accepts an offer, we will conduct a hard credit pull which may impact the applicant’s credit score.

© Imprint Payments 2025

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Product visual representations may vary from current or future product experience.

Turkish Airlines Miles&Smiles Visa Signature Card, H-E-B Visa Signature Card, Booking.com Genius Rewards Visa Signature Card, and Horizon Hobby Visa Card are issued by First Electronic Bank pursuant to a license from Visa USA Inc.

Holiday Inn Club Vacations World Mastercard, World of Westgate World Mastercard, Brooks Brothers World Mastercard, and Eddie Bauer World Mastercard are issued by First Electronic Bank, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Rakuten American Express® Card and Fetch American Express® Card are issued by First Electronic Bank, pursuant to a license from American Express. American Express is a registered trademark of American Express. The Rakuten American Express® Card and Fetch American Express® Card are powered by Imprint Payments, Inc.

†If an applicant accepts an offer, we will conduct a hard credit pull which may impact the applicant’s credit score.

© Imprint Payments 2025

Company

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Product visual representations may vary from current or future product experience.

Turkish Airlines Miles&Smiles Visa Signature Card, H-E-B Visa Signature Card, Booking.com Genius Rewards Visa Signature Card, and Horizon Hobby Visa Card are issued by First Electronic Bank pursuant to a license from Visa USA Inc.

Holiday Inn Club Vacations World Mastercard, World of Westgate World Mastercard, Brooks Brothers World Mastercard, and Eddie Bauer World Mastercard are issued by First Electronic Bank, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Rakuten American Express® Card and Fetch American Express® Card are issued by First Electronic Bank, pursuant to a license from American Express. American Express is a registered trademark of American Express. The Rakuten American Express® Card and Fetch American Express® Card are powered by Imprint Payments, Inc.

†If an applicant accepts an offer, we will conduct a hard credit pull which may impact the applicant’s credit score.

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